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Good Day Loans

Wells Fargo Personal Loan

Best for: larger loans with no origination fee

No origination fee, loans up to $100,000, and funds as soon as the day you sign.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
6.74–26.74%
Amount
$3K–$100K
Terms
1 year – 7 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $86 a month and $591 in interest and fees.

Strengths and trade-offs

Strengths

  • No origination fee
  • Loan amounts up to $100,000
  • No prepayment penalty
  • Funds as soon as the same day you sign

Trade-offs

  • Minimum loan is $3,000
  • Minimum credit score is not published

How it compares

The starting APR is 2.00 percentage points below the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
6.74% – 26.74%
Loan amount
$3,000 – $100,000
Terms
1 year – 7 years
Origination fee
None
Minimum credit score
Not published by the lender
Time to funding
As soon as the same day
Prepayment penalty
None
Collateral
Unsecured
Lender type
Bank
  • Wells Fargo states most customers receive funds the same day they are approved.

Figures read from wellsfargo.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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