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Good Day Loans

PNC Bank Personal Loan

Best for: mid-sized loans with no fees

Loans of $5,000 to $35,000 with no origination or application fees and funds typically within 1 business day.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
6.99–25.29%
Amount
$5K–$35K
Terms
1 year – 5 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $85 a month and $574 in interest and fees.

Strengths and trade-offs

Strengths

  • No origination or application fees
  • No prepayment penalty
  • APR starts at 6.99%
  • Funds are typically deposited to a PNC checking account within 1 business day

Trade-offs

  • Not available in Florida
  • Minimum loan is $5,000
  • Minimum credit score is not published

How it compares

The starting APR is 1.75 percentage points below the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
6.99% – 25.29%
Loan amount
$5,000 – $35,000
Terms
1 year – 5 years
Origination fee
None
Minimum credit score
Not published by the lender
Time to funding
As soon as next business day
Prepayment penalty
None
Collateral
Unsecured
Lender type
Bank
  • APRs include a 0.25% discount for automated payment from a PNC checking account.
  • Rates, terms and conditions are as of 8/27/2026 and subject to change.

Figures read from pnc.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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