Avant Personal Loan
Best for: smaller loans with next-business-day funding
Loans of $2,000 to $35,000 with an administration fee of up to 9.99%.
Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026
At a glance
- APR
- 9.95–35.99%
- Amount
- $2K–$35K
- Terms
- 2 years – 5 years
- Min. score
- Not published
Example: borrowing $2,500 over 3 years with good credit would cost about $93 a month and $933 in interest and fees.
Strengths and trade-offs
Strengths
- Funds generally arrive by ACH the next business day if approved by 4:30 p.m. Central
Trade-offs
- Administration fee of up to 9.99%
- Lowest possible APR is 9.95%, the highest starting rate of the lenders we track
- Prepayment terms and minimum credit score are not stated
How it compares
The starting APR is 1.21 percentage points above the median of the 12 personal loans we track (8.74%). Bars below share one scale.
- Achieve6.25–35.99%
- Wells Fargo6.74–26.74%
- Best Egg6.99–35.99%
- PNC Bank6.99–25.29%
- Upgrade7.74–35.99%
- LendingPoint7.99–35.99%
- Regions Bank8.74–29.99%
- Navy Federal Credit Union8.74–18.00%
- Prosper8.99–35.99%
- U.S. Bank9.24–24.99%
- Avant9.95–35.99%
- Citi9.99–17.49%
5% APR40% APR
Rates, fees and terms
- APR range
- 9.95% – 35.99%
- Loan amount
- $2,000 – $35,000
- Terms
- 2 years – 5 years
- Origination fee
- 0% – 9.99%
- Minimum credit score
- Not published by the lender
- Time to funding
- As soon as next business day
- Prepayment penalty
- Not stated on the lender's page
- Collateral
- Unsecured
- Lender type
- Online lender
- Avant lists its fee as an administration fee, up to 9.99%. The minimum is not stated, so Parity treats it as 0% to 9.99%.
Figures read from avant.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.
Other personal loans to compare
- AchievePersonal Loan6.25%starting APRThe lowest starting APR we track (6.25%) and a stated minimum score of 560.
- Wells FargoPersonal Loan6.74%starting APRNo origination fee, loans up to $100,000, and funds as soon as the day you sign.
- Best EggPersonal Loan6.99%starting APRRates from 6.99% APR, with terms of 36 to 60 months and no prepayment penalty.