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Good Day Loans

Regions Bank Unsecured Personal Loan

Best for: fixed-rate loans of three to five years

No origination, application or prepayment fees, with loans from $2,000 to $50,000 over 36 to 60 months.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
8.74–29.99%
Amount
$2K–$50K
Terms
3 years – 5 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $89 a month and $700 in interest and fees.

Strengths and trade-offs

Strengths

  • No origination, application or prepayment fees
  • Loans up to $50,000
  • Fixed rate for the life of the loan

Trade-offs

  • Late fee of 5% of the unpaid payment or $100, whichever is less
  • Terms are limited to 36 to 60 months
  • Minimum credit score is not published

How it compares

The starting APR is in line with the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
8.74% – 29.99%
Loan amount
$2,000 – $50,000
Terms
3 years – 5 years
Origination fee
None
Minimum credit score
Not published by the lender
Time to funding
Not stated
Prepayment penalty
None
Collateral
Unsecured
Lender type
Bank
  • Regions says you receive the full approved amount as one lump sum at closing.

Figures read from regions.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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