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Good Day Loans

Best Egg Personal Loan

Best for: borrowers who want a three- to five-year term

Rates from 6.99% APR, with terms of 36 to 60 months and no prepayment penalty.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
6.99–35.99%
Amount
$2K–$50K
Terms
3 years – 5 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $90 a month and $864 in interest and fees.

Strengths and trade-offs

Strengths

  • APR starts at 6.99%
  • Can be paid off early without penalty
  • Best Egg says about half of customers are funded the next day

Trade-offs

  • Origination fee of 0.99% to 9.99%
  • Fee is at least 4.99% on terms of four years or longer
  • Terms are limited to 36 to 60 months
  • Minimum credit score is not published

How it compares

The starting APR is 1.75 percentage points below the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
6.99% – 35.99%
Loan amount
$2,000 – $50,000
Terms
3 years – 5 years
Origination fee
0.99% – 9.99%
Minimum credit score
Not published by the lender
Time to funding
As soon as next business day
Prepayment penalty
None
Collateral
Unsecured
Lender type
Online lender
  • State minimums apply: Massachusetts $6,500, Ohio $5,001, Georgia $3,001.
  • Funds are deposited 1 to 3 business days after verification.

Figures read from bestegg.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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