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Good Day Loans

Compare credit cards

Filter by what you want the card to do, then line up rewards, fees and interest side by side.

Cards compared
34
With no annual fee
22

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Secured and starter cards that report to all three credit bureaus.

3 cards

  1. Top match for your filters

    Discover

    it Student Cash Back

    Best for: full-time students

    A student version of Discover's rotating-category card, with a 6-month 0% intro APR and a first-year match.

    Top reward
    5%
    Annual fee
    $0
    Intro APR
    0%
    Regular APR
    16.49%–25.49%

    5% cash back at different places each quarter, up to a quarterly maximum (activation required). Intro offer: 0% for 6 mo purchases.

    Welcome bonus: Cashback Match Discover matches all the cash back earned in your first 365 days, with no limit

    • Cashback Match on all cash back earned in the first 365 days
    • 5% rotating categories
    View details

  2. Discover

    it Secured

    Best for: building credit while earning cash back

    A secured card with a refundable deposit as low as $49, cash back and a first-year Cashback Match.

    Top reward
    5%
    Annual fee
    $0
    Intro APR
    None
    Regular APR
    Not published

    5% cash back on everyday purchases at different places you shop each quarter. Intro offer: None.

    Welcome bonus: Cashback Match Discover matches all the cash back you earn at the end of your first year, with no limit

    • Refundable deposit as low as $49 unlocks a credit line of at least $200
    • Unlimited first-year Cashback Match
    View details

  3. Capital One

    Platinum Secured

    Best for: building or rebuilding credit

    A secured card with a refundable deposit as low as $49 that reports to all three credit bureaus.

    Top reward
    None
    Annual fee
    $0
    Intro APR
    None
    Regular APR
    28.99%

    No rewards program. Intro offer: None.

    • Refundable deposit of $49, $99 or $200 sets a credit line of at least $200
    • Reports to all three major credit bureaus
    View details

Questions about credit cards

What credit score do I need for a credit card?

Rewards cards generally expect good or excellent credit (690 and above). Secured cards and some student cards accept limited or no credit history. Approval also depends on income and existing debt.

Does applying for a card hurt my credit?

A formal application triggers a hard inquiry, which can lower your score by a few points for a short time. Checking whether you prequalify usually uses a soft inquiry and has no effect.

Is a card with an annual fee worth it?

It can be, if the rewards and credits you will actually use exceed the fee. Add up the yearly value of the benefits you would use and compare it with the fee before you apply.

How does a 0% intro APR work?

For the promotional period, purchases or transferred balances accrue no interest. When it ends, any remaining balance is charged the card's regular APR, so plan to pay it off before then.