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Good Day Loans

U.S. Bank Personal Loan

Best for: existing u.s. bank clients

No origination fee and no prepayment penalty, with terms up to 84 months for current U.S. Bank clients.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
9.24–24.99%
Amount
$1K–$50K
Terms
1 year – 7 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $87 a month and $630 in interest and fees.

Strengths and trade-offs

Strengths

  • No origination fee
  • No prepayment penalty
  • Terms of 12 to 84 months for current clients
  • Same-day access to funds for eligible clients

Trade-offs

  • Borrowers who are not U.S. Bank clients can borrow up to $25,000, for up to 60 months
  • Minimum credit score is not published

How it compares

The starting APR is 0.50 percentage points above the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
9.24% – 24.99%
Loan amount
$1,000 – $50,000
Terms
1 year – 7 years
Origination fee
None
Minimum credit score
Not published by the lender
Time to funding
As soon as the same day
Prepayment penalty
None
Collateral
Unsecured
Lender type
Bank
  • The APR range shown is as of September 14, 2026.
  • Funds are available within one to four business days of loan closing, or the same day if eligible.

Figures read from usbank.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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