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Good Day Loans

LendingPoint Personal Loan

Best for: smaller loans with a wide amount range

Loans from $1,000 to $36,500 over 24 to 72 months, with fees of up to 10% depending on your state.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

At a glance

APR
7.99–35.99%
Amount
$1K–$37K
Terms
2 years – 6 years
Min. score
Not published

Example: borrowing $2,500 over 3 years with good credit would cost about $91 a month and $877 in interest and fees.

Strengths and trade-offs

Strengths

  • Loans start at $1,000
  • Funds are often sent by ACH the next non-holiday business day
  • Viewing loan options does not affect your credit score

Trade-offs

  • Origination or other fees of up to 10% may apply depending on your state
  • APR reaches 35.99%
  • Prepayment terms and minimum credit score are not stated

How it compares

The starting APR is 0.75 percentage points below the median of the 12 personal loans we track (8.74%). Bars below share one scale.

5% APR40% APR

Rates, fees and terms

APR range
7.99% – 35.99%
Loan amount
$1,000 – $36,500
Terms
2 years – 6 years
Origination fee
0% – 10%
Minimum credit score
Not published by the lender
Time to funding
As soon as next business day
Prepayment penalty
Not stated on the lender's page
Collateral
Unsecured
Lender type
Online lender
  • LendingPoint does not state the minimum fee, so Parity treats it as 0% to 10%.

Figures read from lendingpoint.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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