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Good Day Loans

Wells Fargo

Autograph

Best for: everyday categories with points

A no-annual-fee card with 3X points on dining, travel, gas, transit, streaming and phone plans.

Continue to Wells Fargo

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

20,000 points

after $1,000 in purchases in the first 3 months

  • 3Xpoints on restaurants, travel, gas stations, transit, streaming services and phone plans
  • 1Xpoints on other purchases

Strengths and trade-offs

Strengths

  • 3X points across six everyday categories
  • 20,000-point welcome bonus
  • 0% intro APR for 12 months on purchases
  • No annual fee and no foreign transaction fee

Trade-offs

  • Only 1X on other purchases
  • Balance transfer terms are not stated on the page

Rates and fees

Annual fee
$0
Regular APR
18.74%–28.74% variable
Intro APR
0% for 12 mo purchases
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
None
Minimum credit score
Not published by the issuer
  • Regular APR is variable: 18.74%, 24.74% or 28.74%.

Figures read from creditcards.wellsfargo.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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