it Miles

Best for: a flat miles rate with a first-year match

Unlimited 1.5x miles on all purchases and a first-year Miles Match, with no annual fee.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

Miles Match

Discover matches all the miles you earn at the end of your first year, with no limit

1.5xmiles on travel and everyday purchases, unlimited

Strengths and trade-offs

Strengths

Unlimited 1.5x miles on all purchases
Miles Match at the end of the first year
0% intro APR for 15 months
No annual fee

Trade-offs

No bonus categories
Balance transfer fee applies but the amount is not stated on the page

Rates and fees

Annual fee: $0
Regular APR: 17.49%–26.49% variable
Intro APR: 0% for 15 mo purchases, 15 mo transfers
Balance transfer fee: Applies; amount not stated on the issuer's page
Foreign transaction fee: Not stated on the issuer's page
Minimum credit score: Not published by the issuer

Regular APR is variable.

Figures read from discover.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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