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Good Day Loans

U.S. Bank

Altitude Go Visa Signature

Best for: dining and everyday spending without an annual fee

A no-annual-fee card with 4X points on dining, 2X on groceries, gas and streaming, and a 15-cycle 0% intro APR.

Continue to U.S. Bank

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

20,000 points

after $1,000 in net purchases in the first 90 days

  • 4Xpoints on dining, takeout and restaurant delivery, on your first $2,000 each quarter
  • 2Xpoints at grocery stores and gas stations or EV charging stations
  • 2Xpoints on streaming services
  • 1Xpoint on all other eligible purchases

Strengths and trade-offs

Strengths

  • 4X points on dining, takeout and delivery
  • 2X on groceries, gas, EV charging and streaming
  • 20,000-point bonus
  • No annual fee

Trade-offs

  • 4X applies only to the first $2,000 each quarter
  • Balance transfer fee of 5% ($5 minimum)
  • Regular APR is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
Not stated on the issuer's page
Intro APR
0% for 15 mo purchases, 15 mo transfers
Balance transfer fee
5% of the amount transferred
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • The 0% intro APR on balance transfers applies to transfers made within 60 days of account opening.
  • U.S. Bank's page shows a placeholder where the regular variable APR should be.

Figures read from usbank.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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