Bank
Travel Rewards
Bank of America
Travel Rewards
Best for: travel rewards without an annual fee
A no-annual-fee travel card with 1.5 points per $1 and no foreign transaction fees.
Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026
Rewards and welcome offer
Welcome bonus
25,000 points
worth $250, after $1,000 in purchases in the first 90 days
- 1.5 pointsper $1 on everyday purchases, unlimited
Strengths and trade-offs
Strengths
- Unlimited 1.5 points per $1
- No foreign transaction fees
- No annual fee
- 0% intro APR for 15 billing cycles
Trade-offs
- No bonus categories
- Balance transfer fee is 3% for 60 days, then 5%
Rates and fees
- Annual fee
- $0
- Regular APR
- 17.49%–27.49% variable
- Intro APR
- 0% for 15 mo purchases, 15 mo transfers
- Balance transfer fee
- 3% for transfers in the first 60 days, then 5%
- Foreign transaction fee
- None
- Minimum credit score
- Not published by the issuer
- The 0% intro APR is stated in billing cycles (15).
Figures read from bankofamerica.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.
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