Savor Rewards

Best for: groceries, dining and entertainment

3% on groceries, dining, entertainment and streaming, no annual fee and no foreign transaction fees.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$200

cash bonus after $500 in purchases in the first 3 months

5%cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
3%at grocery stores (excluding superstores like Walmart and Target), dining, entertainment and streaming services
1%on all other purchases

Strengths and trade-offs

Strengths

3% on groceries, dining, entertainment and streaming
No foreign transaction fees
0% intro APR for 12 months
No annual fee

Trade-offs

1% on everything else
Balance transfer fee applies but the amount is not stated on the page

Rates and fees

Annual fee: $0
Regular APR: 18.49%–28.49% variable
Intro APR: 0% for 12 mo purchases, 12 mo transfers
Balance transfer fee: Applies; amount not stated on the issuer's page
Foreign transaction fee: None
Minimum credit score: Not published by the issuer

Regular APR is variable.

Figures read from capitalone.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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