Discover
it Student Cash Back
Discover
it Student Cash Back
Best for: full-time students
A student version of Discover's rotating-category card, with a 6-month 0% intro APR and a first-year match.
Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026
Rewards and welcome offer
Welcome bonus
Cashback Match
Discover matches all the cash back earned in your first 365 days, with no limit
- 5%cash back at different places each quarter, up to a quarterly maximum (activation required)
- 1%cash back on all other purchases
Strengths and trade-offs
Strengths
- Cashback Match on all cash back earned in the first 365 days
- 5% rotating categories
- No annual fee
Trade-offs
- 0% intro APR lasts only 6 months and applies to purchases
- Categories must be activated each quarter
Rates and fees
- Annual fee
- $0
- Regular APR
- 16.49%–25.49% variable
- Intro APR
- 0% for 6 mo purchases
- Balance transfer fee
- Applies; amount not stated on the issuer's page
- Foreign transaction fee
- Not stated on the issuer's page
- Minimum credit score
- Limited (300+)
- Discover's page does not state a minimum credit score. Parity lists this student card for every credit range.
Figures read from discover.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.
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