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Good Day Loans

U.S. Bank

Cash+ Visa Signature

Best for: people who will pick categories each quarter

5% in two categories you choose, 2% in one everyday category, and a 15-billing-cycle 0% intro APR.

Continue to U.S. Bank

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$200

rewards bonus after $1,000 in eligible purchases within the first 90 days

  • 5%cash back on your first $2,000 in combined eligible purchases each quarter in two categories you choose
  • 2%cash back on one everyday category you choose each quarter
  • 1%cash back on all other eligible purchases

Strengths and trade-offs

Strengths

  • 5% in two categories you choose
  • 2% in one everyday category you choose
  • $200 rewards bonus
  • 0% intro APR for 15 billing cycles on purchases and balance transfers
  • No annual fee

Trade-offs

  • 5% applies only to the first $2,000 in combined purchases each quarter
  • Regular APR and balance transfer fee are not stated on the page

Rates and fees

Annual fee
$0
Regular APR
Not stated on the issuer's page
Intro APR
0% for 15 mo purchases, 15 mo transfers
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • The 0% intro APR on balance transfers applies to transfers made within 60 days of account opening.
  • U.S. Bank's page shows a placeholder where the regular variable APR should be.

Figures read from usbank.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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