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Good Day Loans

Discover

it Cash Back

Best for: first-year rewards value

5% rotating categories, 1% elsewhere, and an unlimited first-year Cashback Match.

Continue to Discover

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

Cashback Match

Discover matches all the cash back you earn at the end of your first year, with no limit

  • 5%cash back at different places each quarter, up to a quarterly maximum (activation required)
  • 1%cash back on all other purchases

Strengths and trade-offs

Strengths

  • Unlimited dollar-for-dollar Cashback Match after year one
  • 0% intro APR for 15 months
  • No annual fee

Trade-offs

  • 5% categories rotate and must be activated each quarter
  • Balance transfer fee applies but the amount is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
17.49%–26.49% variable
Intro APR
0% for 15 mo purchases, 15 mo transfers
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • Regular APR is variable.

Figures read from discover.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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