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Good Day Loans

Discover

it Secured

Best for: building credit while earning cash back

A secured card with a refundable deposit as low as $49, cash back and a first-year Cashback Match.

Continue to Discover

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

Cashback Match

Discover matches all the cash back you earn at the end of your first year, with no limit

  • 5%cash back on everyday purchases at different places you shop each quarter
  • 1%cash back on all other purchases

Strengths and trade-offs

Strengths

  • Refundable deposit as low as $49 unlocks a credit line of at least $200
  • Unlimited first-year Cashback Match
  • Reports to all three major credit bureaus
  • No annual fee

Trade-offs

  • Requires a security deposit
  • Regular APR is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
Not stated on the issuer's page
Intro APR
None
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Limited (300+)
  • Discover's page does not state a minimum credit score. Parity lists this secured card for every credit range.

Figures read from discover.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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