Chase
Sapphire Reserve
Chase
Sapphire Reserve
Best for: frequent travelers who will use the credits
A $795 premium travel card with a 100,000-point bonus and several annual travel and dining credits.
Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026
Rewards and welcome offer
Welcome bonus
100,000 points
after $6,000 in purchases in the first 3 months
- 8xpoints on purchases through Chase Travel, including The Edit
- 4xpoints on flights booked direct
- 4xpoints on hotels booked direct
- 3xpoints on dining worldwide
- 1xpoints on all other purchases
Strengths and trade-offs
Strengths
- 100,000-point welcome bonus
- 8x on Chase Travel and 4x on flights and hotels booked direct
- No foreign transaction fees
- Annual credits: $300 travel, $500 for stays with The Edit, $250 for select Chase Travel Hotels and $300 dining
Trade-offs
- $795 annual fee, plus $195 for each authorized user
- Bonus needs $6,000 in purchases within 3 months
Rates and fees
- Annual fee
- $795
- Regular APR
- 19.49%–27.99% variable
- Intro APR
- None
- Balance transfer fee
- Applies; amount not stated on the issuer's page
- Foreign transaction fee
- None
- Minimum credit score
- Not published by the issuer
- Regular APR is variable: prime rate (6.75%) plus a margin, from 19.49% to 27.99%.
- Credit terms and eligible purchases are set by Chase. Read the card's benefits guide before counting on them.
Figures read from creditcards.chase.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.
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