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Good Day Loans

Chase

Sapphire Preferred

Best for: travel and dining rewards

A $95 travel card with a 75,000-point bonus, 3x on dining and groceries, and a $100 annual hotel credit.

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Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

75,000 points

after $5,000 in purchases in the first 3 months

  • 5xpoints on purchases made through Chase Travel
  • 3xon gas stations, EV charging, vacation homes, dining, top streaming services and online grocery
  • 2xon other travel purchases
  • 1xon all other purchases

Strengths and trade-offs

Strengths

  • 75,000-point welcome bonus
  • 3x points on dining, streaming and online grocery
  • $100 Chase Travel hotel credit each year
  • No foreign transaction fees

Trade-offs

  • $95 annual fee
  • Bonus needs $5,000 in purchases within 3 months

Rates and fees

Annual fee
$95
Regular APR
19.24%–27.49% variable
Intro APR
None
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
None
Minimum credit score
Not published by the issuer
  • Chase also lists one statement credit of up to $120 every four years toward Global Entry, TSA PreCheck or NEXUS, a year of complimentary Apple TV if activated by December 31, 2026, and a complimentary 12-month DashPass membership if activated by 12/31/27.
  • Regular APR is variable: prime rate (6.75%) plus a margin, from 19.24% to 27.49%.

Figures read from creditcards.chase.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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