Ink Business Premier

Best for: businesses with large individual purchases

A $195 business card with 2% on all purchases, 2.5% on purchases of $5,000 or more, and a $1,000 bonus.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$1,000

bonus cash back after $10,000 in purchases in the first 3 months

2.5%cash back on every purchase of $5,000 or more
2%cash back on all other business purchases, unlimited
5%cash back on travel purchased through Chase Travel

Strengths and trade-offs

Strengths

2.5% cash back on purchases of $5,000 or more
Unlimited 2% on all other business purchases
$1,000 welcome bonus

Trade-offs

$195 annual fee
Bonus needs $10,000 in purchases within 3 months
Foreign transaction fee is not stated on the page

Rates and fees

Annual fee: $195
Regular APR: 17.74%–28.49% variable
Intro APR: None
Balance transfer fee: Applies; amount not stated on the issuer's page
Foreign transaction fee: Not stated on the issuer's page
Minimum credit score: Not published by the issuer

Chase labels the APR "Flex for Business variable APR": 17.74% to 28.49%.

Figures read from creditcards.chase.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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