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Good Day Loans

Wells Fargo

Active Cash

Best for: a simple, flat cash rewards rate

A flat 2% cash rewards rate on purchases, no annual fee, and a 12-month 0% intro APR.

Continue to Wells Fargo

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$100

cash rewards after $500 in purchases in the first 3 months

  • 2%cash rewards on purchases, unlimited

Strengths and trade-offs

Strengths

  • Unlimited 2% cash rewards on purchases
  • No annual fee
  • 0% intro APR for 12 months on purchases and qualifying balance transfers

Trade-offs

  • 3% foreign transaction fee
  • Welcome bonus is $100 after $500 in purchases

Rates and fees

Annual fee
$0
Regular APR
18.49%–28.49% variable
Intro APR
0% for 12 mo purchases, 12 mo transfers
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
3%
Minimum credit score
Not published by the issuer
  • Balance transfers made within 120 days qualify for the intro rate and fee.
  • Regular APR is variable: 18.49%, 24.49% or 28.49%.

Figures read from creditcards.wellsfargo.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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