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Good Day Loans

U.S. Bank

Shield Visa

Best for: long 0% financing

A 21-billing-cycle 0% intro APR on purchases and balance transfers, with no annual fee.

Continue to U.S. Bank

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

  • 4%cash back on prepaid air, hotel and car reservations booked directly in the Travel Center

Strengths and trade-offs

Strengths

  • 0% intro APR for 21 billing cycles on purchases and balance transfers
  • No annual fee
  • $20 annual statement credit for 11 consecutive months of purchases

Trade-offs

  • Balance transfer fee of 5% ($5 minimum)
  • Regular APR is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
Not stated on the issuer's page
Intro APR
0% for 21 mo purchases, 21 mo transfers
Balance transfer fee
5% of the amount transferred
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • The 0% intro APR on balance transfers applies to transfers made within 60 days of account opening.
  • U.S. Bank's page shows a placeholder where the regular variable APR should be.

Figures read from usbank.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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