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Good Day Loans

Chase

Freedom Flex

Best for: people who will activate quarterly categories

5% quarterly bonus categories on up to $1,500, 3% on dining and drugstores, and a 15-month 0% intro APR.

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Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$200

after $500 in purchases in the first 3 months

  • 5%on up to $1,500 in combined purchases in quarterly bonus categories (activation required)
  • 5%on travel purchased through Chase Travel
  • 3%on dining and drugstores
  • 1%on all other purchases

Strengths and trade-offs

Strengths

  • 5% on up to $1,500 in quarterly categories
  • 3% on dining and drugstores
  • 0% intro APR for 15 months
  • No annual fee

Trade-offs

  • Quarterly categories must be activated
  • Only 1% on other purchases
  • Balance transfer fee amount is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
18.24%–27.74% variable
Intro APR
0% for 15 mo purchases, 15 mo transfers
Balance transfer fee
Applies; amount not stated on the issuer's page
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • Regular APR is variable: prime rate (6.75%) plus a margin, from 18.24% to 27.74%.

Figures read from creditcards.chase.com on Sep 21, 2026. Terms change without notice, so confirm with the lender.

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