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Good Day Loans

Bank of America

Unlimited Cash Rewards

Best for: flat cash back with a strong bonus

Unlimited 1.5% cash back, a $250 bonus and a 15-billing-cycle 0% intro APR, with no annual fee.

Continue to Bank of America

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

Welcome bonus

$250

online cash rewards bonus after $1,000 in purchases in the first 90 days

  • 1.5%cash back on all purchases, unlimited

Strengths and trade-offs

Strengths

  • Unlimited 1.5% cash back
  • $250 online cash rewards bonus
  • 0% intro APR for 15 billing cycles on purchases and balance transfers
  • No annual fee

Trade-offs

  • Balance transfer fee is 3% for 60 days, then 5%
  • Foreign transaction fee is not stated on the page

Rates and fees

Annual fee
$0
Regular APR
17.49%–27.49% variable
Intro APR
0% for 15 mo purchases, 15 mo transfers
Balance transfer fee
3% for transfers in the first 60 days, then 5%
Foreign transaction fee
Not stated on the issuer's page
Minimum credit score
Not published by the issuer
  • The 0% intro APR is stated in billing cycles (15) and applies to balance transfers made in the first 60 days.

Figures read from bankofamerica.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.

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