Platinum

Best for: a no-fee card without rewards

A no-annual-fee card with no rewards and an automatic credit line review in as little as 6 months.

Good Day Loans is not currently paid by the institutions shown here. Any paid placement would be labeled and never changes rankings. Advertiser disclosureVerified Sep 28, 2026

Rewards and welcome offer

This card does not advertise a rewards program.

Strengths and trade-offs

Strengths

No annual fee
Considered for a higher credit line in as little as 6 months

Trade-offs

28.99% variable APR
No rewards
Foreign transaction fee and credit bureau reporting are not stated on the page

Rates and fees

Annual fee: $0
Regular APR: 28.99% variable
Intro APR: None
Balance transfer fee: Applies; amount not stated on the issuer's page
Foreign transaction fee: Not stated on the issuer's page
Minimum credit score: Not published by the issuer

Regular APR is variable.

Figures read from capitalone.com on Sep 28, 2026. Terms change without notice, so confirm with the lender.